Hi Folks:
Why should you plan? 
Because, at least 70 percent of people over age 65 will require some long-term care services at some point in their lives.  And, contrary to what many people believe, Medicare and private health insurance programs do not pay for the majority of long-term care services that most people need. Such as help with personal care, including dressing or using the bathroom independently.  Planning is essential for you to be able to get the care you might need.
 • Planning for long-term care is a difficult task. It involves understanding and making decisions about services and options that are unfamiliar to many of us. These include services and supports, housing and financing options, and legal issues.
 • Decisions about housing are often based on finances and personal choices such as neighborhood location or a retirement destination. But, there are numerous things to consider related to housing and potential long-term care needs as you age.

Call J.W. Edens Insurance  for a no obligation "sit down" and we'll discuss Long-term Care Insurance and how it may pertain to you.
Sandy