OptaComp has a business model which is pro-injured worker, pro-employer and pro-clinician. It is designed to drive optimal outcomes in both human and financial terms. We don't take the usual approach of producing results for one party at the expense of another.

The key difference is criteria-based decision making supported by a core set of principles. We take the time to pre-define and align goals with the employer and clinician up front, removing personal preference from decision-making throughout the process. We make sure everyone involved is aware of his or her role, responsibilities and actions.

OptaComp brings a person-to-person perspective to the process, where everything is viewed on an individual basis and every step and contact is proactive and integrated under one roof at OptaComp. We successfully manage and reduce total program costs, which positively impact the customer's financial bottom line. Get a quote today.

Contact J.W. Edens Insurance and find out about this great commercial health insurance related program for work comp. in Florida.

Hi Folks:
Relocation: Where insureds live can impact premium, depending on crime statistics in the area. Garage versus street parking can also impact premium.
Changing Vehicles: Whether purchasing a less expensive or more expensivecar, looking for a hybrid to save on gas, paying off a current vehicle, or purchasing a “starter” car for a teenage driver, insureds should expect car insurance rate changes. The make and model of a car affects a premium.
Changing Jobs: Some consumers now have a longer or shorter commute after turning to occupations they could do from home, or relocating for a job.
Driving Less: Since a car insurance premium is partially based on annual mileage, driving less equals paying less.
Damaged Credit Score:  Whether consumers have fallen behind on bills or made a purchase they could not afford later, financial decisions that affect credit-based insurance scores may impact insurance rates. Most states allow insurers to use certain elements of credit history as one of several factors to predict the likelihood of future losses. Having a poor credit-based insurance score can result in higher premiums or, in some cases, the inability to secure insurance through some carriers.
Bob

AUTO-OWNERS Insurance, just one of our many insurance choices:

Hi Folks:
"What You Own Home Inventory" is a free software that assists you in taking inventory of your possessions. Easy to use intuitive interface helps you organize your inventory by room and category. You can add multiple pictures of your items, rooms and household as you go along. When you are done, you can save your file and print a report. J.W. Edens and Company is not affiliated with this company. We only mention it  for your convenience . Property inventory is a must in todays world.
Bob

Hi Folks:
J.W. Edens Insurance writes home insurance policies all over Volusia, Brevard and Orange counties. In addition we take care of families and business alike with their auto, commercial and life insurance needs. Click here for your free Volusia County Florida insurance quote!
Sandy

Hi Folks:
The insurance that a mortgage company buys when it believes the owners of a house no longer have insurance on the property is called “force-placed insurance”. Double check your home insurance and/or flood policy renewal date. Don't let a mistake cost you a bundle. 
Bob 

Hi Folks:
As most of you probably well know, insurance in the State of Florida can sometimes be very confusing. The uninformed person attempting to wade through all the rules and regulations without a little help can make some bad insurance decisions. For these reasons we are going to have a semi annual insurance newsletter available for email to anyone signing up. It will be concise and to the point, consisting of information a well informed insurance purchaser should have to make well informed decisions about all types of individual / family and business insurance. Sign Up Here 
Sandy

Hi Folks:
It makes sense to have all of your insurance coverages written in one place.   
First, you enjoy the convenience of "one stop shopping."  It also allows us to build a more complete picture of your needs, enabling our agent to work with you to identify the protection you need by reducing the potential for expensive "gaps" or unnecessary overlaps in coverage. "JUST PLAIN SMART!" For more info, check out Bundling Policies
Bob

Hi Folks:
This is a voluntary inspection of the features present in your home to produce a WINDSTORM MITIGATION INSPECTION REPORT. You may obtain possible windstorm mitigation credits (discounts) from your insurance company using this report. Insurance companies require a licensed building professional to perform the windstorm mitigation inspection. Check this State of Florida website for more information or "ASK an AGENT" .
Sandy 

Hi Folks:
“No Problem” Claim Service. When insured by Auto-Owners, you do not have to worry about reporting a claim to someone who doesn’t care. To report a claim, all you do is call your local independent Auto-Owners agent—someone you know and trust. Your agent will then set your claim in motion by notifying the local Auto-Owners claim office on your behalf. Auto-Owners claims professionals will then handle your claim to conclusion.
Bob

Hi Folks:
Florida has more sinkholes than any other state in the nation. Section 627.706(2)(a), Florida Statutes requires authorized insurers to cover catastrophic ground cover collapse, but damage, outside a catastrophic ground cover collapse, caused by a sinkhole may not be covered by your policy if it does not specifically include sinkhole coverage. Come in or call us and let an agent at J.W. Edens and Company, Inc. explain all the details of the new sinkhole coverage for your property.
Sandy
UPDATE:

Check this story for NEW sinkhole insurance regulations!!  SB 408 Property insurance law update:  http://www.jwedensinsurance.net/sb-408-property-insurance-law-florida.html 
"Florida Gov. Scott Signs Property Insurance Cost Control Bill"