Hospitalization for underage drinking is common in the United States, and it comes with a price tag — the estimated total cost for these hospitalizations is about $755 million per year.

A Mayo Clinic study also found geographic and demographic differences in the incidence of alcohol-related hospital admissions. The findings were published in the Journal of Adolescent Health. READ MORE

Florida Workers’ Compensation Rate Hike Irks Businesses January 16, 2012 Florida small businesses seeing their second workers’ compensation rate increase in as many years are calling on the state to reduce the increase because they fear it will harm the economy. A small business group is asking that the increase …

Gov. Rick Scott wants lawmakers to fix an auto insurance issue that is costing Floridians millions of dollars but have eluded resolution for more than a decade.
The issue facing the largest number of Floridians is the rising cost of personal injury protection or PIP coverage that licensed drivers must buy. In some neighborhoods in the Tampa Bay area and South Florida the coverage can add several hundred dollars annually to auto insurance premiums, a cost that’s almost entirely the result of rampant fraud.

Construction is a risky business. One-half of all construction firms in business today will be out of business six years from now, according to the Associated General Contractors of America. An economic downturn, labor difficulties, material shortages, equipment problems, and a host of many other problems can cause a contractor's business to fail -- leaving projects at a standstill. 

For surety bond information check here. 

OptaComp has a business model which is pro-injured worker, pro-employer and pro-clinician. It is designed to drive optimal outcomes in both human and financial terms. We don't take the usual approach of producing results for one party at the expense of another.

The key difference is criteria-based decision making supported by a core set of principles. We take the time to pre-define and align goals with the employer and clinician up front, removing personal preference from decision-making throughout the process. We make sure everyone involved is aware of his or her role, responsibilities and actions.

OptaComp brings a person-to-person perspective to the process, where everything is viewed on an individual basis and every step and contact is proactive and integrated under one roof at OptaComp. We successfully manage and reduce total program costs, which positively impact the customer's financial bottom line. Get a quote today.

Contact J.W. Edens Insurance and find out about this great commercial health insurance related program for work comp. in Florida.

Hi Folks:
Relocation: Where insureds live can impact premium, depending on crime statistics in the area. Garage versus street parking can also impact premium.
Changing Vehicles: Whether purchasing a less expensive or more expensivecar, looking for a hybrid to save on gas, paying off a current vehicle, or purchasing a “starter” car for a teenage driver, insureds should expect car insurance rate changes. The make and model of a car affects a premium.
Changing Jobs: Some consumers now have a longer or shorter commute after turning to occupations they could do from home, or relocating for a job.
Driving Less: Since a car insurance premium is partially based on annual mileage, driving less equals paying less.
Damaged Credit Score:  Whether consumers have fallen behind on bills or made a purchase they could not afford later, financial decisions that affect credit-based insurance scores may impact insurance rates. Most states allow insurers to use certain elements of credit history as one of several factors to predict the likelihood of future losses. Having a poor credit-based insurance score can result in higher premiums or, in some cases, the inability to secure insurance through some carriers.
Bob

AUTO-OWNERS Insurance, just one of our many insurance choices:

Hi Folks:
"What You Own Home Inventory" is a free software that assists you in taking inventory of your possessions. Easy to use intuitive interface helps you organize your inventory by room and category. You can add multiple pictures of your items, rooms and household as you go along. When you are done, you can save your file and print a report. J.W. Edens and Company is not affiliated with this company. We only mention it  for your convenience . Property inventory is a must in todays world.
Bob

Hi Folks:
J.W. Edens Insurance writes home insurance policies all over Volusia, Brevard and Orange counties. In addition we take care of families and business alike with their auto, commercial and life insurance needs. Click here for your free Volusia County Florida insurance quote!
Sandy

Hi Folks:
The insurance that a mortgage company buys when it believes the owners of a house no longer have insurance on the property is called “force-placed insurance”. Double check your home insurance and/or flood policy renewal date. Don't let a mistake cost you a bundle. 
Bob