"Simply Put,
We're Reliable"

Brevard County • Volusia County • Orange County • Florida
...J.W. Edens & Company, Inc. 1-800-310-5883!

Life Insurance | Annuities | Disability Insurance

Titusville Office 1-800-310-5883 - Indialantic Office 1-800-223-6295 - New Smyrna Beach Office (386) 428-6448

Life Insurance for Brevard, Volusia and Orange County Florida

Protecting your family
Life insurance, annuities, long term care and disability income protection are all products you will rely on many years into the future. Stability is the most important factor to consider when entrusting your future with a life insurance company. We represent many A+ rated large insurors to accomodate your needs.

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Life Coverage Options

Life Insurance
One of life's rewards for working hard and saving for a rainy day is achieving financial security.  One of life's realities, however, is the possibility of premature death, leaving financial responsibilities for the loved ones left behind.

Annuities
Deferred Annuities offer a distinct advantage over typical saving programs. They can offer you an income stream you cannot outlive in retirement, and interest earnings accumulate tax deferred. Auto-Owners can help you provide for your retirement needs with a deferred annuity program backed by a Safe. Sound. Secure investment portfolio.

Long Term Care
Long Term Care is the care you receive when you cannot take care of yourself because of a physical or cognitive impairment. This care is usually provided either in your home, an assisted living facility, or a nursing home.

Disability Insurance
People work hard to afford what they enjoy in life and to pay their continuing expenses such as food, clothing, shelter, utilities, insurance premiums and entertainment. Their ability to earn an income is their most valuable asset. If that ability is interrupted because of an accident or sickness, they may find it difficult to maintain their standard of living and impossible to plan for the future, such as Medicare and Medicaid provide limited protection.

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What Types of Life Insurance Are Available?
Permanent Insurance is designed to provide life-long coverage with benefits and features usually not available with term life insurance policies.  Cash value is available for emergencies, family members can be included and coverage premium payments generally remain level.  The following permanent programs are available.

Universal Life Insurance
Provides immediate cash value, flexible premium payment plans, tax deferred savings and guaranteed death benefits. Term and Universal Life programs can be custom designed to fit individual protection needs, financial security needs and supplement retirement needs.

Whole Life Insurance
Provides level death benefit protection with level premiums and guaranteed cash values. Whole Life insurance can provide needed cash value for emergency family needs and can help supplement future retirement income.

Simplified Issue Whole Life
This plan offers guaranteed premiums, death benefit protection and cash values to age 110 for insureds age 50-80. Provides coverage for final expenses, such as medical and hospital expenses, outstanding debts and funeral costs. Easy-to-complete short form application with minimal underwriting requirements.

Term Insurance
Provides coverage for a specified period of time such as 10, 20 or 30 years.  It is designed to protect short-term needs such as debt obligations, mortgages or protection while children are young.  Typically, term insurance does not provide cash value. These programs provide level death benefits for either 10, 20 or 30 years. They can include a guaranteed premium and renewal benefit at the policyholder's option.

All quotes are based on your submitted information and are good faith estimates only.
(Your information will NEVER knowingly be sold or given away, PERIOD! It will only be used for the purpose you intended by J.W. Edens & Company, Inc.)

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J.W. Edens & Company, Inc 4650 South Hopkins Ave. Titusville FL 32780 1-800-310-5883

We have decades of proven experience in the Florida insurance market. Our agency, with offices in Titusville and Indialantic, are staffed with professionals you can count on. Our licensed agents and support staff are eager to find the best possible options to suit all your coverage needs. Whether you are looking for homeowners, auto, life, health, personal, commercial, property, or business insurance we are here to help. Unlike some agencies, as an Independent Agency we write for many large insurance carriers, enabling us to find the RIGHT COVERAGE FOR YOU! While the world of insurance may sometimes seem confusing and appears to change daily, you can be assured here in Florida we will be 'the constant' for all your insurance needs.